Yes, I also have Healthnet HMO. I am 55 years old and about 150lbs overweight. My biggest health problem is Hypertension. My legs and feet have been killing me for years, I had knee surgery about 5 years ago. Last November my PCP put me on disability because I could no longer walk around and do my job. He put the request in to my insurance and I swear within a few days I got the approval. My problem was the doctor was so far away. I called Healthnet and found that he was the only doctor contracted with them in SoCal. Since I had no other choice I went to meet with him. After having the pre-tests he wanted done, EKG, Chest X-Ray, Blood work, (Healthnet never asked for any evaluation, it was only the doctors office) I called the doctors office and scheduled my surgery for 3 weeks from then to give me time for the pre-banding diet. I was banded on 4/20 and feel really good, except I am really hungry. I go for my first fill on 5/12. The only thing I had to pay was $150 for things not covered by insurance. As far as I know I am covered 100%.
Boy was I rambling?!! Anyway, I hope I answered some of your questions. Good Luck!!