silry

on that note... i set my date...!!! february 21st! can you believe it?! in LESS THEN A MONTH i shall be With The Band. :high5:

could you check with your bank or credit union? there are loans for less then perfect credit. also, check with your doctor and see who they fiance with. you can apply to all of them and then call your credit report company and tell them to lump all the inquiries together being as it is for the same procedure. (that way your credit rating won't go down). my doctor is letting me split the payment between 2 credit cards... you'd have to check with who you are interested in going with, but that is a good option!

oh! i'm in henderson (old school henderson... none of that fancy green valley crap) LOL. sorry... reflex!! i grew up here! anyhow, not yet banded. next month!!!

my name is amanda (everyone calls me mana) and i am from henderson nv. i'm really goofy so my husband always says "mana, you so silry" (like "silly" but he says it really cutesy) whenever i do or say something, well, silly... or should i say silry? :high5:

i heard back from the doctor's office... she gave me a list of available days!!!! now all i have to do is PICK ONE!!! :clap2:

hub and i just got back from dinner at the coolest diner. i'll be very happy when i can't eat a piece of their delicious delicious delicious chocolate cake anymore!!! homemade chocolate buttercream frosting. oh, good golly. :faint: anyhow, we talked it over and we are going to not use the loan - since he has such amazing credit, his credit cards are at 3.9% - 5% interest rates. he is going to split the surgery b/t 2 cards (to keep the debt ratio under 30%. he's such a finance geek.) once we get confirmation from the doctor's office that we can indeed split b/t 2 cards... i'm going to book my surgery!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! happy dance ya'll!!! :) :Banane42:

the monthly payments will be $224. hubby will be home in 20 minutes. then we shall have a discussion about what to do. it's so nerve wracking! i feel like i am SO CLOSE, but still so very far away. eep! :tired

isn't it great?! i got it at internetbumperstickers.com. they have a ton of really funny ones... and you can even buy them as actual bumper stickers!!

okay. so i got another call from my hubby. they approved us for the whole amount at 14%. when it was just my hubby, it was 5.9%. that really burns my bottom. anyhow... so... 14%??? isn't that way too high? ack!!! i'm totally confused now... i maintained i wouldn't get the loan if it was at too high of an interest rate... BUT i never determined what was too high. i don't know if i should just wait for the home equity line of credit... or take this and pay it off later... ack!!! brain overload! :help: oh, p.s. :faint:

oh! absolutely i will! i'll be screaming it off the roof tops so if you just listen carefully you'll probably hear me. LOL. i want to get it done the very first opening the doc has. i was going to have to wait, at first, for my hubby to take time off from work, but my dear friend volunteered to go with me... i think she just wants a free trip to mexico. LOL. so now i can just go whenever they can fit me in. the sooner the better!!! i have a lot of events coming up in the next few months, so the sooner i get it done, the sooner i can be recovered enough to partisipate. I'M SO EXCITED!!!! but i'm trying to hold myself together... just in case... but i'm not doing a very good job!!!!!!!!

HOLY SMOKES FOLKS! my hubby called and said that i got the loan... BUT i am trying to not get too excited because we don't know what the interest rate is yet... BUT... I GOT THE LOAN!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! now all i have to do is not drive myself completely INSANE waiting to see what my rate is... i'm so close!!!!! (and on a completely unrelated note, my dog learned how to use the doggie door. he is coming and going at 100mph. dragging his toys outside, then back inside. LOL. it's cracking me up!!!)

i'm a personal assistant to a famous chef. sounds glamourous, right? not so much. it's like babysitting a very rich, very eccentric, very absent-minded but brillant man. LOL. p.s. no, i can't tell ya'll who it is. :rolleyes

whoa! how can you type every word with a capital letter? that would take me FOREVER. LOL. i'm 28... not quite your age, but closer then the 50+ ppl i tend to find. i was overweight when i was younger (your age), lost the weight through STRICT diet and exercise, but once i started to live a "normal life" (ie not exercising 2hrs a day or eating only one tiny meal a day) it piled back on. i wish i knew about lap band years ago. whatever you do now will only help the quality of life as you get older. which is great!

i would start working on repairing your credit asap. there are so many things you can do yourself! google credit repair or go to the bookstore. it isn't an easy process - i have been working on my credit repair for over a year now and still have to get my student loans off. if you can't afford it now, that doesn't mean you won't be able to next year! getting it done is what matters... i'm in a similar boat - i want it done NOW, but keep hitting road blocks. *HUG*

my husband applied for financing so i could get the lap band. we got approved and i was over the moon with excitement. then, the loan people said that because i was the one getting the procedure, I had to apply, not him. but my credit sucks (due to defaulted student loans - that i have been paying off for 3 years on time EVERY MONTH - but they simply refuse to remove from my credit.) so i can't get approved on my own. even with him as a co-signer (and he has almost perfect credit) i can't get approved an interest rate under 24%. so. i was so close. and now... :think :think :think back to feeling hopeless.

hubby is trying to get a home equity line of credit, but our realtor said that since we've only been in our house 10 months we most likely won't get approved (even though we have the equity already built up). hubby is super into making sure none of our cards get past the 30% mark so even though we have the available credit, he won't charge it. but maybe i can try to get a loan and take the high interest rate and then spread it out onto our cards evenly. ARGH. so close. thanks for that idea! i'll talk to him. i want this SO BADLY! (and i WISH i could sell my car. LOL. i still owe $9k on it. stupid car!) *sighs* :cry

2nd entry in an hour. i am just SO FRUSTATED. i feel like i am being held hostage by my weight. i need to find a new job, but know that i will go on a million interviews, be totally qualified, be charming and have an amazing interview and not be offered anything. my job now is (or was) one of my favorite i have ever had. BUT my boss is just piling stuff on me. when i told him i needed more money, he said absolutely sure, then said 'never mind, i won't add more responsibility'. THEN 2 months later changes his mind about the responsibility but won't give me more money. i am TIRED of being taken advantage of because i can't find a new job. :angry

i've been trying to plan out the next few months as they will be BUSY and i keep encountering the same roadblock. witness: march 29th - hubby and i finally take out long awaited honeymoon. that should be (hopefully) a month after i'm banded. my thoughts " oh man. now i can't eat at their fancy restaurant! i hope that doesn't ruin the honeymoon!" (yes, that was an actual thought!!!) april 26th - our first wedding anniversary. planned on going to a gorgeous restaurant high above the vegas strip. first thought "well, there goes our first anniversary celebration". june 26th - sil's wedding. my thought "i can't have wedding cake?!?" see? everything revolves around FOOD. every holiday, celebration, achievement... equals a meal to me. that is something i have to break. i do feel a bit of sadness at the idea of having to change the way i think and how i act after 28 years, but at the same time... i am ready to be free of this demon that is always tormenting me! my honeymoon should not be about the fancy restaurant that will be there. it should be about celebrating our love and humpies. our wedding anniversary should be a celebration of our first year of wedded bliss. sil's wedding should be about HELLO my sister-in-law's wedding!!! i know this isn't going to be an easy journey, but as they say, a journey of a thousand miles begins with a single step. i just wish i didn't have to wait until the end of february to begin!!! :faint:

i've been trying to plan out the next few months as they will be BUSY and i keep encountering the same roadblock. witness: march 29th - hubby and i finally take out long awaited honeymoon. that should be (hopefully) a month after i'm banded. my thoughts " oh man. now i can't eat at their fancy restaurant! i hope that doesn't ruin the honeymoon!" (yes, that was an actual thought!!!) april 26th - our first wedding anniversary. planned on going to a gorgeous restaurant high above the vegas strip. first thought "well, there goes our first anniversary celebration". june 26th - sil's wedding. my thought "i can't have wedding cake?!?" see? everything revolves around FOOD. every holiday, celebration, achievement... equals a meal to me. that is something i have to break. i do feel a bit of sadness at the idea of having to change the way i think and how i act after 28 years, but at the same time... i am ready to be free of this demon that is always tormenting me! my honeymoon should not be about the fancy restaurant that will be there. it should be about celebrating our love and humpies. our wedding anniversary should be a celebration of our first year of wedded bliss. sil's wedding should be about HELLO my sister-in-law's wedding!!! i know this isn't going to be an easy journey, but as they say, a journey of a thousand miles begins with a single step. i just wish i didn't have to wait until the end of february to begin!!! :faint:

my hubby went through the closet and put all the stuff i don't wear in a HUGE pile. i'll go through it soon and again after the surgery. somebody is going to luck out b/c i have some niiiiiiice stuff!!!

if you do a search on mexican doctors in this forum, you will find a buttload of information! great stuff!

i told my boss that i just needed a small medical procedure done and needed some time off and he just shrugged. he didn't ask anything further. maybe you can just tell everyone you are taking a few days off for vacation? as for losing weight - with the band (from what i've read) you lose slowly enough that you can simply say you are dieting and exercising. it's not like you will lose 75lbs in 2 months where that will be completely obvious. i'm telling my closest friends and that's it. i'm proud to be doing this for my health, but i don't need a million eyes judging me or godforbid being HELPFUL. "are you sure you can eat that?" ACK!

i have a very dear friend of mine who lost almost 100lbs the old fashion way - straight up diet and exercise. i was so excited to tell her about lap band but as i was looking at her skinny gorgeous face, i started to feel... guilty. almost like i am taking a short cut or the easy way out. even though i know i'm not and that it isn't a short cut, that i will have to work very hard, i still felt reluctant to say anything. i AM going to though. just privately... she told me the date for their wedding and my first thought was "good - that gives me plenty of time to lose weight!" anyhow, that's what is on my mind right now. off to bed!

i just yahoo group searched for it and couldn't find it... there were 9 groups and one about clothing exchange but it was under a different name. oh, and it's last usage was in 2005. LOL.

i haven't had anything really said to me per se, but i've had situations. the most recent was when i went shopping with a skinny friend of mine. we were in one of those trendy girl stores where an xl is like a medium. i obviously couldn't fit into the clothes so i was looking at the shoes. a sales person started to come up to me, looked me up and down and walked away. a few seconds later a blond barbie doll walked up and the sales person zipped right up. it was the shoe section! what? i'm too fat to wear skinny girl shoes?! my mom is naturally tiny. she weighed 115lbs 9 months pregnant with me and that was after gaining 20lbs. she would always say stuff like "when you get skinny i'll buy you a new wardrobe..." or she'd call to tell me where diet stuff was on sale. i know she was doing it to be nice but it just reminded me that i wasn't little like her. a few years ago i crash dieted and lost 70lbs. i wouldn't eat anything but blended ice and coffee or dry Cereal. my hair fell out in huge clumps, i broke out, my nails peeled off, i was always covered in bruises, i was always exhausted and miserable... but she'd sigh and go 'you are so pretty skinny'. my health didn't matter - my apperance did. *sighs* :think