Hmmmm, just got my declination letter from Kaiser due to BMI and my upcoming VSG surgery. Just looked into PCIP for my state and the least expensive insurance per month is over $300 for my age bracket. However, this doesn't cover any complications for 6 months post surgery and that was what I was most concerned with. I guess this is my only route, until I have 5 years-no complications post surgery date and can re-apply to BCBS or Kaiser.