i was wanting to know if there is anyone out there that has been denied through united healthcare but their appeals were successfull? back in november when calling to find out my benifits 3 different times i talked to different people ( with united healthcare), they said lap band was covered as long as i had a predetermination letter. when i went to see the doctor, he said i was a perfect candidate for the lap band. when i talked to the insurance coordinator for the doctor, she said that since they said that and united healthcare was so good about approving it, she said i have 100% chance of getting it. we just had to wait for the final approval letter before we could start the process. well 3 week later i recieved a letter stating that i was denied because it was an exclusion in our policy. i was really upset. of course we appealed it and now just waiting. is there anyone out there has delt with the same thing? how did it work out? i guess im just trying to see if i should get my hopes up or what. it is like a emotional rollercoaster everyday wondering, am i going to get my life back, or am i going to miserable for the rest of my life. i cannot afford this surgery without insurance help.
