Thats why this year everything I do is for ME. I'm not a selfish person at all. I've just given so much of my time helping others that I let myself sit in the corner alone. God has given us 1 life and we must live it. I say if you can fund the surgery without going into financial ruin, self pay. Consider it a grand, well deserved gift to yourself. When you look in the mirror and see the new you the money will be the last thing on your mind. I wait until my insurance approved it, but my surgeon also charges another $1000 admin fee for his services. I still don't understand why. This is the largest gift I've ever given myself..Your therapist doesn't like your way of thinking, oh well. I think the same way. I know I am worth anything it takes to get me healthy again.
I'm excited for you...I know you will make the decision that is best for YOU..