Amy M

Hi everyone, I still don't know if i have an exclusion policy. I talked to two people from HR today and they said they would have to look into it because they have no idea...uhg! What does an exclusion policy say exactly?? I have heard the language can be tricky.

Hello, I Am New To This Site. I Have Been Thinking About Joining For A Month. I Finally Did It Because I Have Decided That The Lap Band Is For Me. My Problem Is Not Knowing Whether Aetna Pos Ii Will Cover It. I Can't Seem To Find Out If My Company Excludes It Or Not. I Have Asked My Company 2x And They Don't Know What I Am Talking About. They Said Call The Insurance Company And Ask. I Did Call And Aetna Said They Cover It But It Depends On My Company's Policy/benefit Plan. If It Is Excluded I Want To Know Before I Start The Process Here In The States. If It Is Not Covered, I Am Determined To Go To Mexico And Have It Done By Dr. Ortiz In Tj. I Guess My Question Is, How Can I Find Out If My Benefit Plan Has An Exclusion Clause? Also, How Is Dr. Ortiz And How Difficult Is It To Get Fills? Please Help. My Appointment Here In Ny Is On January 10th With A Wl Surgeon.

Hi, I think you should really consider asking your doctor for an anxiety medication, like zanax. I just started taking them and i don't even have a surgery date but the anxiety of insurance issues and doctors was getting to me. The anxiety medicine also takes away your appetite as well as head hunger. The week before your period is always a nightmare, so maybe next week won't be so bad. Good luck!

I want to thank you all for responding so quickly. It can be so confusing with insurance issues. Even if my insurance covers it, i am tempted to just go to Mexico and avoid the hassel. I have a very good feeling about Dr Ortiz, just not sure if i can get a loan. Have a happy new year to all of you!!