Stevee

i have UHC as well... and when i called and asked if i would be covered they told me no that it was an exclusion in my policy thru my employer. well i found out today from the drs office that i am approved. i just have to provide 6 months diet history and 5 yr weight history. so stay on them! or have the doctors office call.

oh my i can't wait to have no more back fat! i hate when your bra rolls up in the rolls!!!! my 2 dreams of the aftermath of weight loss 1. bra not rolling up in back fat 2. thighs not rubbin together! lol!!! i know you ladies feel me!

thats the same insurance i have. i sent you a private message... i'd like to chat with ya since we got stuff in common.

are you a self pay or did you get insurance approval?

i'm just in the beginning stages... waiting for approval from insurance :success1: cross your fingers! i'm so scared of not getting approved!:cry

thats my insurance.... anyone have any luck w/ getting them to approve?

hey everyone, i'm Stevee. 25 year old female in oklahoma. i am wanting to get the lap band done. i am 5'3 255 lbs BMI 45.5. I do not have insurance yet but i will march 1st, i called united healthcare to see what our coverage is on weight loss surgery and was told "all weight loss options including surgical and non surgical are excluded from coverage." great! wonderful! in an instant all of my dreams were crushed! what are my options now guys? i'm at a loss. i dont know what to do i dont know what to say i just want to cry. please someone gimme some advice or something.

ok so ... ummmmmmm i emailed HR this morning. all i said was that i was inquiring about WLS and that its excluded. i asked her if maybe there was a way that i could pay more for insurance to have it not excluded etc, just kinda told her i'm exploring my options. so lets see what she says! i'm so ready to fight this! woo hoo! i'm gung ho about this for real! i have 2 months til march! and i wanna try my hardest to get banded in march! thank you so much for your advice! ya'll are amazing!

ok so i emailed the Dr's office that i'm considering for my surgery and told them about what the insurance said. and she emailed me back and said "If the insurance says it is an exclusion, then they will not pay. The only thing you may be able to do is talk to your human resources department and see if they can change the policy to allow the surgery to be covered. Your employer chooses what is covered and what is not. They may not know that this is an exclusion." ok so here is my dilemma. i just started working here nov 27th, my benefits won't start til Mar 3rd. if i go talk to them now they are gonna look at me crazy you know? like "really shes been here a month and already trying to change things" so... in ya'lls opinion should i wait til Mar and talk to them. this sucks so bad! all i could do was cry last night. i just dont understand why companys exclude weight loss surgery when everyday it is saving lives. they say obesity is such a big problem in the US and now there are ways to stop it but they aren't allowing it! grrrrrrr! i guess they'd just rather pay for our blood pressure meds or cholesterol meds or diabetes meds! sh*t or even our funerals! grrrrrrrr i get so mad at this issue! this sounds like something oprah or dr phil should address!!! don't yall think!?

i've thought about the option of financing it...but i can only imagine what the payment would look like ya know. i'm so scared that i'm not gonna get to do this