So after a tiny bit of digging, I find that Aetna may be the best choice. Aetna no longer has a requirement for how long you've had to be morbidly obese (gods I hate even typing that word) (before it was 2 years) Like the other health insurances, there is a required pre-surgery weight loss program. But unlike the others, Aetna has the shortest. If you enter a multi-disciplinary surgical preparatory regimen like the one offered through Beaumont’s bariatric surgery program you only have to do it for 3 months before you're approved (assuming you meet all the other requirements. This is opposed to the 6-month requirements I've seen or even the 12 months that my current insurance offers. Bye, bye, Molina!
Just in case I'm going to wait until the seminar on Wednesday so That I've had a chance to talk with the surgeon. His name is Daniel Bacal. I don't know anything about him, but his picture makes him look like a straight up dad he has great bedside manners.