This fear is what has kept me from getting surgery when I first considered it at age 22. I'm (almost) 32 now and have only ballooned even bigger in the last 10 years!! I look back now and WISH I was the same weight I was at age 22 - and I thought I was at my max BACK THEN.
Also, I have worked in health insurance for the last 10 years as well - In claims, pre-authorizations, AND in underwriting, so I've seen the good, bad, ugly and UGLIEST of things people have gone through with these surgeries. I feel like I've seen it all!! But on the flip side, I could also be one of those unfortunate people that strokes out or has a heart attack in their 30s simply because they're too fat. Would I rather give up cake for the rest of my life or be paralyzed? Uh, I'll pass on that cake...
What really made me open my eyes and say this is the better choice is that I was recently diagnosed with high blood pressure. Despite lifelong obesity, I've remained relatively healthy. The only major medical problem I've had is gall stones and I had my gall bladder removed right away with zero complications. Other than that, good blood work, good bp (until recently), good everything else except being big.
I just know that without this tool, I'm going to fail at losing weight as I have been doing for my whole life. Weight gain and/or complications are just bridges I'll have to cross when/if I get to them. In the meantime, the best thing we can do for our health is to THINK POSITIVELY! Whatever weight loss plan you ultimately choose, surgery or not, it's gonna require patience and commitment - and plenty of setbacks. That is what makes our journey our own. Good luck! You can do this!