If you suffer from acid reflux and you are willing to go with the gastric sleeve plication, you may be able to have your surgery covered by insurance. The sleeve plication is a procedure based on the Nissen fundoplication which is used to treat acid reflux. My sister was unsure of having the band but was interested in plication as a stand alone WLS procedure. While plication on it's own isn't usually covered by insurance, the Nissen fundoplication is covered so her doctor will give her both at the same time and it will be covered by her insurance.
While plication as a WLS is relatively new it does show some promise, especially since one of the side effects of the fundoplication was weight loss. Plication is also being preformed with lap bands so far the majority of us that have had the band with plication done are happy with the results.
If you do decide to consider the plication be aware that not all doctors will bill it as a treatment for acid reflux, the doctor that my sister is using is in Miami so you may need to travel. One important benefit is if you do go this way, you won't have to jump through the usual insurance hoops and can pretty much have the surgery right away.
Another option you may have is to see if you have a hernia, if you do you could have the surgery to repair the hernia and then self pay to have the band put in which could save you thousands over paying for the band surgery on its own