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Worry

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Roo101769

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I received a call from the bariatric doctor's office yesterday. I didn't get home until later yesterday, so I didn't check my messages. They said they need to talk to me about my insurance before my appointment. That has me pretty worried. I called my insurance before I ever started this to make sure WLS was covered, which it is. I also asked what were the qualifications I needed to meet, which I have no real concern of meeting. I also wanted to know if there was a required amount of time on a medically supervised diet/exercise program needed, and there wasn't. I was very specific to find that out because my old insurance did have one, you had to do it for 12 consecutive months before being considered. I had actually went to my GP to start the process in March, before my leg went to hell in a handbasket again... So I am just at a loss what problem there may be. The only thing I am thinking is maybe they do not want to cover as I have had a lot of expense this year already. I know I have met my out of pocket max for the year, but I am not sure what the annual coverage max is- if there is one. I don't know but it has me really worried. I have pinned all my hopes for my future on this and it makes me so nervous to think it may not happen. Then what??? I get to the point I am wheelchair bound because I can no longer walk? I have repeated DVTs because my vascular problems get worse? I can't be am active part of my daughter's life? Or the worst thought of all....I die young because of the weight? I pray with every fiber in my being that it is just some small glitch ( like maybe they can't read my writing or something) and I am worrying for nothing.

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Hang in there! You need to take a deep breath and relax. It is probably as you stated "a small glitch". You sound like me when I have a worry about something that is very important to me I can not relax until it is settled. Do some praying and I will for you as well! Please keep us posted on the outcome!! :)

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Thank you so much Beach Lover. I have a call into the office, but had to leave a message. I am waiting to hear back. I am trying very hard to stay positive. In fact, my horoscope today said something about starting a new project and that there will be bumps in the road. But it said those bumps are just a sign to get up and keep trying, and that is what I intend to do!

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Apparently my insurance said bariatric surgery is excluded from our plan when they called to verify. That is NOT true! I had contacted my insurance prior starting this and they said it was covered...

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PRAISE BE!!!! It seems that whoever quoted the doctor my coverage did NOT look under the non standard benefits. Yes, the plan I have does exclude bariatric surgery. BUT, my employer chose to add it to the policy so it IS covered! In fact, the doctor I am going to AND the hospital he uses are both in network! I am beside myself with happiness right now...That scared me!

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