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Deductible?????

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LAB69

Entry posted by LAB69 ·

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I was told the deductible is $5000.00 to get the lapband through Humana. Can anyone confirm this. And someone also mention it's up to the doctor who is doing the lapband if he want it all up front. Just need a little input on this.

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Derby

It probably depends on what kind of plan you have. I have a Humana HMO and just had to play my co-pays along the way including $250 to the hospital. Check on what kind of plan you have...Good Luck!

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jmunks2000

It is possible. I didn't have Humana but I was required to pay 20% after my 1000 deductible was met with a maximum out of pocket of 1,750.00. My doctor's office has financing options for patients so you may wanna check on that with your doctor, too. Good luck

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Bklynike

You are lucky that is all you have to pay. My insurance company wouldn't pay a penny, so it cost me over $13,000!

Check with your doctor and insurance company to see if he does it in an ambulatory center instead of a hospital if the price will go down for you.

In either case, best of luck

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